REFINANCE/CASH-OUT
Rate & Term Refinance / Short & Long-Term Cash-Out Options
Overview
Our refinance loan options allow investors the flexibility to refinance into short or long-term loans, as well as pull out equity to reinvest and grow their real estate portfolio. We offer refinance programs aimed at investors looking to lower their rate to maximize their cash flow and for those that need to leverage equity they have in an investment property or portfolio of properties to continue to scale their business.
Speed
A streamlined, user-friendly process that gets you from contract to closing with ease.
One Source
Capital, coaching, and collateral in one source. Your one-stop shop for all your real estate needs.
Partnership
Our partnership is focused on building long-lasting, profitable relationships.
Flexibility
We employ creative financing to ensure you receive the best terms and rates that fit your project.
Find out your debt service coverage ratio using our DSCR calculator now
Collateral:
Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes: 5+ Unit Apartments; Mixed-Use Properties
Term:
30 Year Fixed; 1-10 Year I/O Options; Hybrid ARMS (5/1, 7/1, 10/1)
LTV:
Rate & Term to 80% / Cash-Out up to 75%
Rates:
Pre-payment Penalty:
No Prepayment Penalty for Refinances into Short-Term Loans; Scaling Prepayment Penalty for Refinances into a Long-Term Loan
Minimum As-Is Property Value:
$75k
Credit Score:
660 Minimum for Bridge; 640 Minimum for Long Term Financing
Loan Amount:
$75k minimum for 1-4 Family, Condos, & Townhomes $250k min for Multi-Family (5+)/Mixed-Use
Experience:
No Experience Needed
Portfolio:
Yes
