Long-Term Rental
No Balloons, No DTI Qualifier, No Tax Returns Required
Overview
Our Rental Loan program provides long-term financing for single family residential properties, multi-family properties, vacation rentals, commercial properties, and portfolios. This financing allows both new and seasoned investors to scale their rental portfolios with out all the red tape associated with conventional financing. We offer numerous term length options from 5 to 30 years and by looking at the monthly cash flow generated by the property compared to the debt, we avoid conventional bank obstacles like collecting tax returns and paystubs. Don’t let bad credit, a high debt-to-income ratio, or existing mortgage caps stop you from scaling your portfolio or becoming a first-time landlord, give us a call today!
Speed
A streamlined, user-friendly process that gets you from contract to closing with ease.
One Source
Capital, coaching, and collateral in one source. Your one-stop shop for all your real estate needs.
Partnership
Our partnership is focused on building long-lasting, profitable relationships.
Flexibility
We employ creative financing to ensure you receive the best terms and rates that fit your project.
Find your debt service coverage ratio using our DSCR calculator
Collateral:
Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; Planned Unit Development (PUD)
LTV:
Up to 80%
Rates:
Amortization Options:
30 Year Fixed, Hybrid ARMS (5/1, 7/1, 10/1), with Interest-Only Options
Credit Score:
640; alternative programs for lower scores
Loan Amount:
$75k Minimum
Prepayment Penalty:
Scaling 3 or 5 Years; Buy-down Options Available
DSCR:
Minimum 1.0x
Portfolio:
Yes
Experience:
No Experience Required
