AHL

American Heritage Lending
Loan Programs
Loan Terms

Min Loan Amount

$75,000

Max Loan Amount

$1,000,000

Interest Rates

10.5%
Exceptions to loan amount case by case

Term

6, 12, 24

Amortization

Interest Only

Prepayment Penalty

None (Exception needed to waive)
Fix & Flip - No Added Sq Ft
Fees

Max LTC

85

Max LTARV

70

Rehab Funds

100%

Rate

11.5

Interest Type

Dutch (Non-Dutch .25% Add On)
2% Interest rate add on for first time, no experience

Origination Fee

1%

Doc Fee

$350

Valuation Fee

$250
ORIGINATION FEE BUY-DOWN
None
Fix & Flip - Adding Sq Ft
Eligibility

Max LTC

85

Max LTARV

70

Rehab Funds

100%

Rate

11.5

Interest Type

Dutch (Non-Dutch .25% Add On)
2% Interest rate add on for first time, no experience

Min FICO

660

Individual Vesting

No

Foreign National

Yes

First Time Investor

Yes*
First time investors 680 credit score, Mac $350,000 loan
Bridge - No Rehab
Excluded Markets

Max LTC

85

Max LTV

70

Rate

11.5
License Required in AZ, CA, OR, ID, MN (UT & VT Pending); AHL Does Not Lend In NV, ND, SD
Refinance

Max LTV

70

Rate

11.5